If you’re looking at bankruptcy chances are that you don’t have a lot of spare cash to throw around. How ironic, then, that bankruptcy can be extremely expensive. There are options available which appear to cut the cost, but the fact is that cutting corners with something as dangerous and life-changing as bankruptcy can have hugely significant consequences. You should always go with a qualified bankruptcy lawyer—but here are your options if you are feeling extra special.
Firstly, you can look at filing do it yourself, known as Pro Se Filing for Latin enthusiasts. Simply go to the local bankruptcy court and pick up the appropriate forms. Many courts even offer special services to pro se filers. However, bankruptcy has several hundred years of laws and exceptions riding on it, along with your life savings and almost everything you own as well as owe. In this situation, operating by yourself in someone else’ court, it pays to go with a professional.
Another tempting offer involves the services of bankruptcy petition preparers. However, these individuals have lost all trust inside the system. In theory they take your documents and type them up to court standards. In reality, they are unqualified for the task almost universally and barred by court law from doing anything more than silently typing. However, many offer secondary services and consultations at prices toping their legally established fee of 75 dollars. In large portions of the United States these scammers have had such a huge negative impact on courts and filers that individual preparers are held in contempt of court or banned from operating within so many hundreds of miles of the court. Feeling trusting yet?
Quality bankruptcy lawyers often have competitive fees. Investigate and make sure you get face time with whichever cheap bankruptcy lawyer you decide on, and make sure the details of your case are fully investigated before you proceed.
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